Degree Valuation Index · Live
What Is Your Education Actually Worth?
Adjusted for inflation, AI disruption, and market conditions
Education Path
I am a...
After graduation...
Year: 2023
Loan: $30K
Inflation: 3.2%
AI Disruption: 25/100
Job Market: 65/100
Housing Index: 105
20-Yr Degree Value
$530K
NPV after all costs
Bachelor's Earnings
$91K/yr
Median 2023
Annual Premium vs HS
$49K/yr
+119%
After Bills/Loan
+$2K/mo
Positive cash flow
Degree Value Over Time
Bachelor's vs High School Earnings
Real Purchasing Power After Living Expenses
Bachelor's After Bills
$2K/mo
HS Grad After Bills
-$2K/mo
Degree Advantage
+$49K/yr
Your Credential + Your Character
A degree tells employers what you studied. A Character Profile tells them who you are.
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Build Your Character Profile →Data: BLS Current Population Survey, College Board Trends in College Pricing, BLS Consumer Expenditure Survey, Census Annual Business Survey, SBA Office of Advocacy. AI automation exposure from Brookings/McKinsey estimates. All CPI-U adjusted. Uses median earnings. Not financial advice. Powered by MyBasic LLC · mybusinesstree.com